One of the easiest things you can do to get your credit back on track is to put as many of your utilites (and even your rent) on automatic bill pay.  After paying all your bills on time for 6 months your credit score will get a lift.   This will also look good when you are presenting your pay history to your banker.

5 super cheap used car loan rates lenders prepare for busy market place.   As the credit crunch eases and banks are hungry to lend, used car loan rates are near a 10 year low.   This comes in perfect time for many car buyers to sweet up some extra cheap used cars from the good folks who traded in their clunker for a new car,  and now realize they could only afford a clunker.

As the used car buying frenzy gets underway over the next few months there will likely be a lot of competition for auto loans, and rates will begin to rise.    Timing your buy will be important to achieve the lowest loan rate.

You can watch the weekly trends of used car loan rates on various online loan portals.